Private preview · invitation only

Merchant of Record
for digital products.

Paywio is the seller on every order for your software licenses, templates, courses and downloads. Buyers check out on a hosted page, get the file or key the moment payment succeeds, and you are paid in USDT after a hold of 4 to 15 days.

Sign in See a sample sale

New seller sign-ups are currently by invitation only.

  • 7% + $0.50 per successful sale
  • USD checkout
  • No monthly fee
Sample sale
Sold by Paywio
Northwind UI Kit sample product$49.00
Paywio fee 7% + $0.50-$3.93
You keep$45.07
Price
Paywio fee$3.93
Payout in USDTLevel 1
45.07USDT

15-day hold, then paid out. Minimum payout 50 USDT.

  • Payment links, no code
  • Hosted checkout with 5 themes
  • REST API v1
  • Webhooks
  • Test mode
  • USDT payouts on TRC20 or ERC20

What Merchant of Record means

On the receipt, the seller is Paywio.

With a payment gateway you are the seller, so the buyer's receipt carries your business name. With a Merchant of Record the sale is made by Paywio: it takes the order, delivers the file or key and pays you out. You make the product and set the price.

Buyer receipt, sample#A-1042
Sold byNorthwind StudioYou, the seller of every order
Northwind UI Kit$49.00
Total paid$49.00
Payment processed by a gateway
Buyer receipt, sample#A-1042
Sold byPaywioMerchant of Record on every order
Northwind UI Kit$49.00
Total paid$49.00
License key delivered on payment
Payment gatewayMerchant of Record
Seller named on the receiptYouPaywio
Who the buyer buys fromYour businessPaywio, as Merchant of Record
File or key deliveryYou wire it upDelivered the moment payment succeeds
Your jobRun the whole saleMake the product, set a price, share a link

How it works

Three steps from file to payout.

  1. 01

    Create a product or a payment link

    Add a software license, template, course or download and set the price in USD. Share the payment link. No code needed, and one API call does the same from your app.

  2. 02

    The buyer pays, delivery is immediate

    Buyers pay on a hosted checkout that follows your theme. The license key or download is delivered the moment payment succeeds. Download links last 7 days, up to 5 downloads.

  3. 03

    You are paid in USDT

    After the hold for your level, payouts go to your USDT address on TRC20 or ERC20. The minimum payout is 50 USDT and Paywio pays the network fee.

Checkout and receipt

Watch one sample sale, start to finish.

A hosted checkout, the file and key delivered on success, and the receipt that names Paywio as the seller. Everything below is a sample, and the checkout can wear any of the 5 themes.

Theme
  1. 1Buyer pays
  2. 2File and key delivered
  3. 3Receipt says Sold by Paywio
Northwind Studio sample storeSample checkout
Northwind UI KitTemplate pack, download on payment
$49.00

Sold by Paywio, Merchant of Record

License keyNWUI-SAMPLE-7K2Q-9XPD
Downloadnorthwind-ui-kit.zip
5 downloads, 7 days
paywioReceipt, sample
Sold byPaywioMerchant of Record
Order
#A-1042
Item
Northwind UI Kit
Delivered
License key and download
Total paid
$49.00
Sample data only

Levels and payout hold

Sell more, wait less.

Your level comes from qualifying sales. The hold before a payout becomes available shrinks from 15 days to 4 as you climb. Refunded or disputed orders do not count toward a level.

Level 4Weave
100
5day hold
Level 4, WeaveTop level reached

Preview terms. Final terms are published before launch.

Pricing

One price, on each sale.

Charged per successful sale, in USD. There is no monthly fee. Payouts are in USDT on TRC20 or ERC20, with a 50 USDT minimum, and Paywio pays the network fee. 1 USD = 1 USDT.

  • The fee is 7% of the price plus a fixed $0.50, with the percentage rounded up to the next cent
  • Hold before payout set by your level: 15, 10, 7, 5 or 4 days
  • A $15 dispute fee applies if a buyer disputes a payment
Fee calculatorUSD

Amounts are in USD

Buyer pays
$49.00
7% of the price
$3.43
Plus fixed fee
$0.50
Paywio fee
-$3.93
You keep
$45.07

Paid out as 45.07 USDT after your hold. Two sales at this price reach the 50 USDT minimum.

Developers

One call opens a checkout.

REST API v1 with test mode keys (sk_test_...) lets you build the whole flow before a real sale. Webhooks tell your app when an order is paid, and the docs cover the rest.

curl https://api.paywio.com/v1/checkouts \
  -H "Authorization: Bearer sk_test_..." \
  -H "Content-Type: application/json" \
  -d '{"variant_id": "var_..."}'
Test modeSample values, trimmed. Amounts are in cents.

Questions

Straight answers.

What sellers ask before opening a store.

Paywio is the seller of record on every order. The buyer's receipt says Sold by Paywio, and you supply the product.

7% + $0.50 per successful sale, in USD, with no monthly fee. On a $49.00 sale the fee is $3.93 and you keep $45.07.

Payouts are in USDT on TRC20 or ERC20, and 1 USD = 1 USDT. A payout becomes available after the hold for your level, from 15 days at Level 1 down to 4 days at Level 5. The minimum payout is 50 USDT and Paywio pays the network fee.

By qualifying sales: Level 2 at 30 sales, Level 3 at 50, Level 4 at 100 and Level 5 at 250. Refunded or disputed orders do not count. A $15 dispute fee applies when a buyer disputes a payment.

Digital products: software licenses, templates, courses and downloads. Every product is reviewed before it goes on sale. The license key or file is delivered the moment payment succeeds. Download links last 7 days and allow up to 5 downloads.

Not yet. Paywio is in private preview: sign-ups are by invitation only and live payments are not enabled yet. Invited sellers can try the whole flow in test mode with sample data.

Private preview

Make the first sale. Let the receipt say Paywio.

Sellers join by invitation during the private preview. Invited sellers create a product, share a payment link and see the receipt that names Paywio as the seller, with test mode keys for sample data first.

Sign in Read the docs

7% + $0.50 per successful sale · USD · No monthly fee